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Gap year and career break travel insurance

Working with you to ensure access to quality health care.

To assist its participants, acquire a solid health insurance plan, ESL Starter is providing an insurance program that offers quality coverage during your program. The plan is underwritten by Inter Hannover, one of the largest and most reputable health insurers in the world. Through this plan, you will be able to access the services of physicians, hospitals, and other health care providers that will provide treatment in the rare occurrence that you need medical care while overseas.

Try to become familiar with the plan provisions and refer to it before obtaining health care. While the program provides excellent coverage, as with any insurance benefit program, there are limitations and exclusions with which you should become familiar.

The cost of the insurance is only £1.05 per day within Asia, £1.04 per day worldwide excluding USA, and £1.60 per day worldwide including USA. When you enter in your insurance start and end dates on the application form, you will see the total cost of the insurance quoted to you before you make your purchase.

Benefit Type Limit – USD
WORLDWIDE COVERAGE OUTSIDE YOUR HOME COUNTRY MAXIMUM LIMIT $3,000,000
Emergency Assistance Unlimited
Overseas Medical Expenses and Hospitalization 100% of customary charges, semi-private room
Pain relieving dental treatment 100% of customary charges up to $3,000 for accidental injury and $500 for pain relief
Prescribed Medicines by a doctor or specialist 60 days of prescriptions
Acute onset of pre-existing condition Up to maximum of $500 per lifetime
Medical evacuation, Ambulance Transportation, or repatriation home (must be pre-approved by us) 100% of the cost of the transport to nearest adequate hospital
Personal support and accompaniment (flights, accommodation, local transport, meals) Up to $5,000 when you are hospitalized for more than 7 days, one round trip economy air fare and hotel expenses for close relative
Repatriation of remains following Accidental death Up to $10,000 toward the cost of preparation and/or up to $10,000 toward burial costs in home country
Personal Accident – Accidental death, loss of sight, loss of limb(s), permanent total disablement $20,000
Personal Liability - Physical injury and property damage $100,000
Catastrophe Coverage 100% of customary costs up to $1,000
Non-medical evacuation (war, terrorism or natural disaster) 100% of cost of transport to
nearest point of safety up to $100,000
Personal Security & Search and Rescue 100% of customary costs up to $10,000
Loss or damage to checked in baggage Up to $1,000
Trip interruption, Resumption of Trip Up to one economy air fare ticket
Travel delay Up to $350 ($70 per day)

To take out your Travel Insurance policy please click here.